Kleev

Kleev reads your bank exports — statements from banks, credit cards, mortgages and property — and turns them into a living picture of spending, wealth, investment property performance, budgets and net worth, in about three minutes of setup. The no-bank-login stance is the entire product philosophy: no credentials shared, no read-only API scopes granted, no aggregator becoming a breach surface. Property performance automation is newly live.

For anyone who's refused Plaid-style linking on principle (plenty of people do, and banks' own export files are rich enough), this is the personal finance app that respect that choice.

Who it's for: privacy-conservative professionals who want spending and net-worth visibility without account aggregation, landlords tracking investment property against personal finances, and couples merging household finances from statement exports. Free to start. The trade-off is honesty itself: it's only as current as your last export — set a monthly reminder to re-upload, or the "living picture" quietly becomes a portrait.